The Bulletin Board:(Please SCROLL DOWN this page to find the article titled on this post in LARGE CAPITAL LETTERS. Thank you.)
ANSWERED PRAYER!! - "'Miraculous Day' as US Ebola Patients Sent Home" - By Caitlin Burke, August 22, 2014;
http://www.cbn.com/cbnnews/healthscience/2014/August/American-Missionary-Recovers-from-Ebola-Virus/ "After nearly three weeks of intense treatment, testing and isolation, American Ebola patients Nancy Writebol and Dr. Kent Brantly are back with their families..."
Of course, let's CONTINUE PRAYING FOR AN END TO THE EBOLA CRISIS IN WEST AFRICA AND THE HEALING OF ALL THOSE WHO HAVE BEEN INFECTED.
PRAY FOR AMERICA: THANK GOD for His many blessings on America throughout it's history. May we then ask that AMERICA once again be a blessing TO GOD, by once again submitting to HIS will in our affairs - both personal and national - that He may truly "heal our land." (2 Chron. 7:14)
PRAY FOR THE PRESENT CONFLICT BETWEEN ISRAEL AND HAMAS TO END SOON BEFORE MORE INNOCENT LIVES ARE LOST ON BOTH SIDES.
PRAY FOR THE CRISIS HAPPENING NOW IN IRAQ (see post #907) Pray that allied forces will be able to drive the group ISIS back (see post #964)
"Not Everyone Happy with Religious Ambassador Pick," Caitlin Burke,July 29, 2014;
http://www.cbn.com/cbnnews/world/2014/July/Obama-Taps-Rabbi-for-Religious-Freedom-Ambassador/ "President Barack Obama's decision to nominate Rabbi David Saperstein to the post of Ambassador for International Religious Freedom is drawing mixed reactions. Saperstein has spent his career in Washington focusing on social justice and religious freedom issues as an activist in the liberal reform branch of Judaism .... An estimated 76 percent of the world's population live in countries where religious freedom is restricted. Secretary of State John Kerry said the United States must take a strong stand against those violations. "Around the world repressive governments and extremists groups have been crystal clear about what they stand against, so we have to be equally clear about what we must stand for," Kerry said. "We stand for greater freedom, for greater tolerance, greater respect, for rights of freedom of expression and freedom of conscience," he said A key development in the 2013 report is the large number of displaced members of religious communities, including entire Christian communities in Syria and Iraq that have been forced to flee their homes because of persecution."
SIGN A PETITION TO THE UN FOR THE PROTECTION OF CHRISTIANS :" The church in Syria has shone brightly for 2,000 years. But today violence and persecution threatens its survival. Thanks to an incredible response, Open Doors is helping 8,000 families in Syria survive each month. We believe the signatures and prayers of 500,000 people will encourage the UN to act and protect the rights and lives of all Syrians, especially the vulnerable Christian community." Go to: http://lp.opendoorsusa.org/emails/nov-13-action/save-syria.html?utm_source=action&utm_medium=email&utm_content=button&utm_campaign=november
WORLD-WDE PRAYER REQUESTS:
LATEST SAHEED NEWS! May 22 - "Pastor Saeed Forcibly Returned to Prison after Beating" - By Caitlin Burke,CBN News, May 22, 2014;
http://www.cbn.com/cbnnews/world/2014/May/Pastor-Saeed-Beaten-Sent-Back-to-Iran-Prison/ "Saeed Abedini, a U.S. pastor imprisoned for his faith, was severely beaten at an Iranian hospital before being returned to the brutal Rajai Shahr prison. His Iranian family claims the transfer was unexpected and the reason is unclear. But one of the guards involved in the transfer suggested recent Iranian nuclear talks could be a motive, the family said...""
We need to continue to pray for Pastor Saeed - that his health will improve and that he will be re-united with his wife and two young children who live in the United States. We also remain hopeful that in addition to getting the medical care he so desperately needs, that Iranian officials display the kind of humanitarian treatment that often accompanies the start of the Iranian New Year which began on March 21st. This is the time of year when the Iranian government frequently offers clemency to prisoners of conscience. [If you have not yet, please sign the petition for his clemency- http://beheardproject.com/saeed#sign]
/PRAYER ALERT- UKRAINE: As the Lord leads, please pray:
*For God to suppress President Putin’s ambitions to "restore" the Soviet empire.
*For the people of Ukrainen [esp. for the church 'to be THE church'] as they wait to see if the Russian troops will advance.
*About President Obama and to use wisdom in crafting our foreign policy, and wisdom for his advisers.
Continue to Pray for EGYPT - Continue to pray for the tense situation in Egypt and especially for the Christian believers who are being targeted with violence by Muslim Brotherhood members.]
"Why the Average Student Loan Debt Just Keeps Rising" - Lindsey Burke/ August 19, 2014 / http://dailysignal.com/2014/08/19/average-student-loan-debt-just-keeps-rising/
College students heading back for the fall semester of college buy textbooks for the semester. (Photo: Eric Paul Zamora/The Fresno Bee/Newscom)
New student orientations are kicking off at colleges across the country, and parents are busy buying mini fridges and dorm-sized bed sheets. As students head off this fall, many will also carry with them record-high levels of student loan debt.
This year, outstanding student loan balances reached an all-time high of $1.12 trillion – an increase of $124 billion since last year, according to the New York Federal Reserve. Nearly 11 percent of aggregate student loan debt was at least 90 days delinquent or in default, as Politico reported last week
College graduates now leave school with an average of $26,500 in student loan debt – $4,600 more than the average student graduated with in 2001. Federal subsidies now account for 71 percent of all student aid. According to the College Board, over the past 10 years, the number of students borrowing through federal student loans increased by 69 percent.
Chart: How Student Loan Debt Has Increased in Recent Years
Increases in debt have been driven by increases in college costs. In the last 30 years, inflation-adjusted tuition and fees at private colleges increased by 153 percent. Tuition and fees at public universities for in-state students increased 231 percent.
College costs have risen more than health care costs—by some estimates, twice as much—and faster than increases in the price of food. State-level spending has increased 88 percent since 1999.
Increases in tuition and fees over the past 30 years suggest that growth in federal subsidies such as loans and grants has done little to mitigate the college cost problem. And all of this spending and debt is not producing adequate outcomes:
* The 6-year college graduation rate stands at 59 percent. Just 41 percent of undergraduates complete college within 4 years.
* According to the Center for College Affordability and Productivity, 48 percent of working college graduates held jobs that did not require a college degree in 2010. Thirty-seven percent were in jobs that only required a high school diploma.
Why is college so expensive? Maybe it’s the administrative bloat. As University of Arkansas professor Jay P. Greene found, “Between1993 and 2007, the number of full-time administrators per 100 students at America’s leading universities grew by 39 percent, while the number of employees engaged in teaching, research or service only grew by 18 percent.” Student enrollment, by contrast, grew just 15 percent over the same time period.
Perhaps it’s all the college football coaches making more than $1 million. Here’s a handy list of the top ten highest paid college football coaches, compiled by USA Today. Alabama’s Nick Saban tops the list, taking home over $5.5 million in 2013.[http://bleacherreport.com/articles/1840036-usa-today-reveals-college-football-head-coaches-salaries-for-every-fbs-school]
The most likely culprit, however, is the open spigot of federal student aid that has enabled such profligacy. According to a new report from the Center for College Affordability and Productivity, federal student aid “contributes to skyrocketing costs, finances a wasteful academic arms race, weakens academic standards, lowers educational opportunity, and worsens the underemployment/overinvestment problem.”
Congress has long tried to help students afford a college education. It has cut interest rates on federal student loans, vastly expanded federal lending and lifted caps on borrowing. In the 1980s, it even let parents borrow directly from the feds — through the Parent PLUS program — to pay for their children’s college. Each effort has only enabled universities to continue to raise tuition.
Innovative approaches to limiting federal intervention in higher education through accreditation reform hold the promise of dramatically reducing college costs. Sen. Mike Lee, R-Utah, and Rep. Ron DeSantis, R-Fla., have put forward proposals that would do just that. By enabling states to take the lead on accreditation, the HERO Act creates a promising way to drive down costs and increase customization and opportunity in higher education.[This Legislation Would Allow Companies to Offer Credentialed College Courses/ Lindsey Burke / May 09, 014 http://dailysignal.com/2014/05/09/legislation-allow-companies-offer-credentialed-college-courses/]
[bold, italics, and colored emphasis mine]
Lindsey M. Burke researches and writes on federal and state education issues as the Will Skillman fellow in education policy at The Heritage Foundation. Read her research.
"Reauthorizing the Higher Education Act—Toward Policies that Increase Access and Lower Costs" - August 19, 2014; http://www.heritage.org/research/reports/2014/08/reauthorizing-the-higher-education-acttoward-policies-that-increase-access-and-lower-costs/?utm_source=heritagefoundation&utm_medium=email&utm_campaign=morningbell&mkt_tok=3RkMMJWWfF9wsRonvqzLZKXonjHpfsX56eguXa%2B3lMI%2F0ER3fOvrPUfGjI4ARMRqI%2BSLDwEYGJlv6SgFQrLBMa1ozrgOWxU%3D
ANSWERED PRAYER!! - "'Miraculous Day' as US Ebola Patients Sent Home" - By Caitlin Burke, August 22, 2014;
http://www.cbn.com/cbnnews/healthscience/2014/August/American-Missionary-Recovers-from-Ebola-Virus/ "After nearly three weeks of intense treatment, testing and isolation, American Ebola patients Nancy Writebol and Dr. Kent Brantly are back with their families..."
Of course, let's CONTINUE PRAYING FOR AN END TO THE EBOLA CRISIS IN WEST AFRICA AND THE HEALING OF ALL THOSE WHO HAVE BEEN INFECTED.
PRAY FOR AMERICA: THANK GOD for His many blessings on America throughout it's history. May we then ask that AMERICA once again be a blessing TO GOD, by once again submitting to HIS will in our affairs - both personal and national - that He may truly "heal our land." (2 Chron. 7:14)
PRAY FOR THE PRESENT CONFLICT BETWEEN ISRAEL AND HAMAS TO END SOON BEFORE MORE INNOCENT LIVES ARE LOST ON BOTH SIDES.
PRAY FOR THE CRISIS HAPPENING NOW IN IRAQ (see post #907) Pray that allied forces will be able to drive the group ISIS back (see post #964)
"Not Everyone Happy with Religious Ambassador Pick," Caitlin Burke,July 29, 2014;
http://www.cbn.com/cbnnews/world/2014/July/Obama-Taps-Rabbi-for-Religious-Freedom-Ambassador/ "President Barack Obama's decision to nominate Rabbi David Saperstein to the post of Ambassador for International Religious Freedom is drawing mixed reactions. Saperstein has spent his career in Washington focusing on social justice and religious freedom issues as an activist in the liberal reform branch of Judaism .... An estimated 76 percent of the world's population live in countries where religious freedom is restricted. Secretary of State John Kerry said the United States must take a strong stand against those violations. "Around the world repressive governments and extremists groups have been crystal clear about what they stand against, so we have to be equally clear about what we must stand for," Kerry said. "We stand for greater freedom, for greater tolerance, greater respect, for rights of freedom of expression and freedom of conscience," he said A key development in the 2013 report is the large number of displaced members of religious communities, including entire Christian communities in Syria and Iraq that have been forced to flee their homes because of persecution."
SIGN A PETITION TO THE UN FOR THE PROTECTION OF CHRISTIANS :" The church in Syria has shone brightly for 2,000 years. But today violence and persecution threatens its survival. Thanks to an incredible response, Open Doors is helping 8,000 families in Syria survive each month. We believe the signatures and prayers of 500,000 people will encourage the UN to act and protect the rights and lives of all Syrians, especially the vulnerable Christian community." Go to: http://lp.opendoorsusa.org/emails/nov-13-action/save-syria.html?utm_source=action&utm_medium=email&utm_content=button&utm_campaign=november
WORLD-WDE PRAYER REQUESTS:
LATEST SAHEED NEWS! May 22 - "Pastor Saeed Forcibly Returned to Prison after Beating" - By Caitlin Burke,CBN News, May 22, 2014;
http://www.cbn.com/cbnnews/world/2014/May/Pastor-Saeed-Beaten-Sent-Back-to-Iran-Prison/ "Saeed Abedini, a U.S. pastor imprisoned for his faith, was severely beaten at an Iranian hospital before being returned to the brutal Rajai Shahr prison. His Iranian family claims the transfer was unexpected and the reason is unclear. But one of the guards involved in the transfer suggested recent Iranian nuclear talks could be a motive, the family said...""
We need to continue to pray for Pastor Saeed - that his health will improve and that he will be re-united with his wife and two young children who live in the United States. We also remain hopeful that in addition to getting the medical care he so desperately needs, that Iranian officials display the kind of humanitarian treatment that often accompanies the start of the Iranian New Year which began on March 21st. This is the time of year when the Iranian government frequently offers clemency to prisoners of conscience. [If you have not yet, please sign the petition for his clemency- http://beheardproject.com/saeed#sign]
PRAY ALSO : - For comfort and peace for Saeed’s wife and children here in the U.S.\
- For a strong witness and testimony from Pastor Abedini in the prison where God has placed him
- For Christians around the world who are being persecuted for their faith in Christ
- For leadership from the White House and State Department in defending the freedoms of Abedini and other Americans
- GO TO SaveSaeed.org to sign a petition over 600,000 others asking for his immediate release
*For God to suppress President Putin’s ambitions to "restore" the Soviet empire.
*For the people of Ukrainen [esp. for the church 'to be THE church'] as they wait to see if the Russian troops will advance.
*About President Obama and to use wisdom in crafting our foreign policy, and wisdom for his advisers.
Continue to Pray for EGYPT - Continue to pray for the tense situation in Egypt and especially for the Christian believers who are being targeted with violence by Muslim Brotherhood members.]
----------------------------------------------------------------------
"Why the Average Student Loan Debt Just Keeps Rising" - Lindsey Burke/ August 19, 2014 / http://dailysignal.com/2014/08/19/average-student-loan-debt-just-keeps-rising/
----------------------------------------------------------------------
College students heading back for the fall semester of college buy textbooks for the semester. (Photo: Eric Paul Zamora/The Fresno Bee/Newscom)
New student orientations are kicking off at colleges across the country, and parents are busy buying mini fridges and dorm-sized bed sheets. As students head off this fall, many will also carry with them record-high levels of student loan debt.
This year, outstanding student loan balances reached an all-time high of $1.12 trillion – an increase of $124 billion since last year, according to the New York Federal Reserve. Nearly 11 percent of aggregate student loan debt was at least 90 days delinquent or in default, as Politico reported last week
College graduates now leave school with an average of $26,500 in student loan debt – $4,600 more than the average student graduated with in 2001. Federal subsidies now account for 71 percent of all student aid. According to the College Board, over the past 10 years, the number of students borrowing through federal student loans increased by 69 percent.
Chart: How Student Loan Debt Has Increased in Recent Years
Increases in debt have been driven by increases in college costs. In the last 30 years, inflation-adjusted tuition and fees at private colleges increased by 153 percent. Tuition and fees at public universities for in-state students increased 231 percent.
College costs have risen more than health care costs—by some estimates, twice as much—and faster than increases in the price of food. State-level spending has increased 88 percent since 1999.
Increases in tuition and fees over the past 30 years suggest that growth in federal subsidies such as loans and grants has done little to mitigate the college cost problem. And all of this spending and debt is not producing adequate outcomes:
* The 6-year college graduation rate stands at 59 percent. Just 41 percent of undergraduates complete college within 4 years.
* According to the Center for College Affordability and Productivity, 48 percent of working college graduates held jobs that did not require a college degree in 2010. Thirty-seven percent were in jobs that only required a high school diploma.
Why is college so expensive? Maybe it’s the administrative bloat. As University of Arkansas professor Jay P. Greene found, “Between1993 and 2007, the number of full-time administrators per 100 students at America’s leading universities grew by 39 percent, while the number of employees engaged in teaching, research or service only grew by 18 percent.” Student enrollment, by contrast, grew just 15 percent over the same time period.
Perhaps it’s all the college football coaches making more than $1 million. Here’s a handy list of the top ten highest paid college football coaches, compiled by USA Today. Alabama’s Nick Saban tops the list, taking home over $5.5 million in 2013.[http://bleacherreport.com/articles/1840036-usa-today-reveals-college-football-head-coaches-salaries-for-every-fbs-school]
The most likely culprit, however, is the open spigot of federal student aid that has enabled such profligacy. According to a new report from the Center for College Affordability and Productivity, federal student aid “contributes to skyrocketing costs, finances a wasteful academic arms race, weakens academic standards, lowers educational opportunity, and worsens the underemployment/overinvestment problem.”
Congress has long tried to help students afford a college education. It has cut interest rates on federal student loans, vastly expanded federal lending and lifted caps on borrowing. In the 1980s, it even let parents borrow directly from the feds — through the Parent PLUS program — to pay for their children’s college. Each effort has only enabled universities to continue to raise tuition.
Innovative approaches to limiting federal intervention in higher education through accreditation reform hold the promise of dramatically reducing college costs. Sen. Mike Lee, R-Utah, and Rep. Ron DeSantis, R-Fla., have put forward proposals that would do just that. By enabling states to take the lead on accreditation, the HERO Act creates a promising way to drive down costs and increase customization and opportunity in higher education.[This Legislation Would Allow Companies to Offer Credentialed College Courses/ Lindsey Burke / May 09, 014 http://dailysignal.com/2014/05/09/legislation-allow-companies-offer-credentialed-college-courses/]
[bold, italics, and colored emphasis mine]
Lindsey M. Burke researches and writes on federal and state education issues as the Will Skillman fellow in education policy at The Heritage Foundation. Read her research.
"Reauthorizing the Higher Education Act—Toward Policies that Increase Access and Lower Costs" - August 19, 2014; http://www.heritage.org/research/reports/2014/08/reauthorizing-the-higher-education-acttoward-policies-that-increase-access-and-lower-costs/?utm_source=heritagefoundation&utm_medium=email&utm_campaign=morningbell&mkt_tok=3RkMMJWWfF9wsRonvqzLZKXonjHpfsX56eguXa%2B3lMI%2F0ER3fOvrPUfGjI4ARMRqI%2BSLDwEYGJlv6SgFQrLBMa1ozrgOWxU%3D
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